FEATURES OF BANK LENDING OF AGRICULTURAL ENTERPRISES IN MODERN CONDITIONS

Keywords: agricultural sector, agricultural enterprises, banks, credit, bank lending, state support, financial support, banking

Abstract

The specifics of providing loans to agricultural enterprises in Ukraine have been studied. The largest volume of loans received by farmers in 2024 by region under various programs was considered. It is proposed to resume crediting for agricultural producers in the territories close to the war zone. Unique and beneficial for agricultural borrowers lending programs developed by banks that actively lend to agricultural producers are considered. An important aspect of the work is taking into account the impact of military actions on the financial condition of the agricultural sector, in particular on credit provision, as well as proposals for improving the credit system and increasing the efficiency of state financing of agricultural producers. The main problems of the agricultural sector of Ukraine are substantiated, taking into account the full-scale military aggression of Russia against Ukraine.

References

Svitlana V. Andros (2024) Bankivsʹke kredytuvannya yak efektyvnyy shlyakh vyrishennya problemy ekonomichnoho rozvytku silʹsʹkohospodarsʹkykh pidpryyemstv [Bank lending as an effective way to solving the problem of economic development of agricultural enterprises]. Economic journal Odesa polytechnic university, no. 1(27), pp. 5–17. Available at: https://economics.net.ua/ejopu/2024/No1/5.pdf

Olena Chygryn, Olena Ivakhnenko (2020) Bankivsʹke kredytuvannya ahrarnoho sektoru ekonomika Ukrayiny [Bank lending to the agrarian sector of Ukraine economy]. Galician economik journal, no 3 (64). pp. 14–24. DOI: https://doi.org/10.33108/galicianvisnyk_tntu2020.03

Aranchii V. I. (2011) Osoblyvosti bankivsʹkoho kredytuvannya silʹsʹkohospodarsʹkykh tovarovyrobnykiv u suchasnykh umovakh [Peculiarities of bank lending to agricultural producers in modern conditions]. Bulletin of the NBU, no. 2. pp. 10–14. Available at: https://www.pdau.edu.ua/sites/default/files/nppdaa/2011/01/010.pdf

Uriadovyi portal. Yedynyi veb-portal orhaniv vykonavchoi vlady Ukrainy. Available at: https://www.kmu.gov.ua/news/36-mlrd-hrn-bankivskykh-kredytiv-otrymaly-ahrarii-na-rozvytok-hospodarstv

Latifundist.com. Holovnyi sait pro ahrobiznes. Available at: https://latifundist.com/novosti/64887-natsbank-vimagaye-fundamentalno-zminiti-programu-dostupni-krediti--masshtab-perevishchiv-mozhlivosti-derzhavi

Tanklevsʹka N. S., Povod T. M. (2021) Povedinkova ekonomika: etymolohiya, sutnistʹ, teoriya. [Behavioral economics: etymology, essence, theory]. Naukovyy visnyk lʹotnoyi akademiyi. Seriya: Ekonomika, menedzhment ta pravo. no. 3;4, pp. 38–46. Available at: http://dspace.ksau.kherson.ua/handle/123456789/6213

Povod T. M., Advokatova N. O. (2020) Povedinkova ekonomika: sutnistʹ ta kontseptualizatsiya ponyattya [Behavioral economics: essence and conceptualization of the concept]. Tavriysʹkyy naukovyy visnyk. Seriya: Ekonomika. no. 2, pp. 213–220. Available at: http://dspace.ksau.kherson.ua/handle/123456789/3971

Artemenko D. (2020) Problemy ta perspektyvy bankivsʹkoho ahrarne kredytuvannya pidpryyemstva. [Problems and prospects of bank lending of agricultural entrepreneurship] Efficient economy. no. 7. Available at: http://www.economy.nayka.com.ua/pdf/7_2020/203.pdf

Official site of the National Bank of Ukraine (2020). Available at: https://bank.gov.ua/ua/statistic/supervisionstatist/data-supervision#1/ (accessed June 5, 2024).

Article views: 46
PDF Downloads: 20
Published
2024-05-31
How to Cite
Povod, T. (2024). FEATURES OF BANK LENDING OF AGRICULTURAL ENTERPRISES IN MODERN CONDITIONS. Taurida Scientific Herald. Series: Economics, (20), 142-146. https://doi.org/10.32782/2708-0366/2024.20.16